You've been putting it off, but…

You don’t want to think about it, talk about it or pay for it. But long-term care insurance won't get any cheaper if you keep waiting.

You don’t want to think about it, talk about it or pay for it. But now might be the time to do so.

That’s right, it’s long-term care insurance. And the open season for the Federal Long Term Care Insurance Program is now, with a close date of June 24.

LTC insurance has been on my mind around here as well — partially because I follow federal benefits but also because I'm looking for some sort of LTC insurance myself.

It doesn’t get any cheaper as you go along, so the sooner you decide to get it — and then actually buy some — the better off you’ll be in the long term.

There are plenty of places to look for info before deciding to contact the insurance guy or gal. One of the best sources is located at Medicare.gov.

We’re going to do it this time. Really.